.png "Indonesia Bank nonperforming loans to total gross loans (%)")
| Data: | Bank nonperforming loans to total gross loans (%) | ||||||||
| Year: | 1960 - 2013 | ||||||||
| Country: | Indonesia | ||||||||
| Source: | World Bank (the information in this section is direct quotation from World Bank development data) | ||||||||
| Series Code: | FB.AST.NPER.ZS | ||||||||
| Topic: | Financial Sector: Assets | ||||||||
| Short Definition: | 0 | ||||||||
| Long Definition: | Bank nonperforming loans to total gross loans are the value of nonperforming loans divided by the total value of the loan portfolio (including nonperforming loans before the deduction of specific loan-loss provisions). The loan amount recorded as nonperforming should be the gross value of the loan as recorded on the balance sheet, not just the amount that is overdue. | ||||||||
| Unit of Measurement: | 0 | ||||||||
| Periodicity: | Annual | ||||||||
| Base Period: | 0 | ||||||||
| Reference Period: | 0 | ||||||||
| Aggregation method: | Median | ||||||||
| Limitations and exceptions: | Reporting countries compile the data using different methodologies, which may also vary for different points in time for the same country. Users are advised to consult the accompanying metadata to conduct more meaningful cross-country comparisons or to assess the evolution of the indicator for any of the countries at http://fsi.imf.org/. | ||||||||
| Notes from original source: | 0 | ||||||||
| General Comments: | 0 | ||||||||
| Original Source: | International Monetary Fund, Global Financial Stability Report. | ||||||||
| Statistical concept and methodology: | Ratio of
bank nonperforming loans to total gross loans is the value of nonperforming
loans (gross value of the loan as recorded on the balance sheet) divided by
the total value of the loan portfolio (including nonperforming loans before
the deduction of loan loss provisions). The ratio of bank nonperforming loans to total gross loans measures bank health and efficiency by identifying problems with asset quality in the loan portfolio. International guidelines recommend that loans be classified as nonperforming when payments of principal and interest are 90 days or more past due or when future payments are not expected to be received in full. |
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| Development relevance: | The size and mobility of international capital flows make it increasingly important to monitor the strength of financial systems. Robust financial systems can increase economic activity and welfare, but instability can disrupt financial activity and impose widespread costs on the economy. The ratio of bank nonperforming loans to total gross loans measures bank health and efficiency by identifying problems with asset quality in the loan portfolio. A high ratio may signal deterioration of the credit portfolio. | ||||||||
